Essentials · Bank Account

Open a Portuguese bank account.

Remotely. Before you arrive.

Most Portuguese banks won't open accounts for non-residents. We fix that. The entire process is handled online, before you set foot in Portugal.

Fixed price
€325

One time. No hidden fees.

Remote account opening
Non-resident specialist bank
Account ready before you land
300+
Accounts opened
7D
Estimated turnaround
5.0
Google Rating
100%
Remote
The problem

The Catch-22 of banking in Portugal.

You need a bank account to apply for a visa. But most Portuguese banks won't open one for a non-resident. You need the account before you arrive, but banks want you to walk into a branch in person. It's a catch-22 that blocks thousands of people every year.

We've built a direct banking partnership to break this cycle. You submit your documents online, we handle all communication with the bank, and your account is open before you set foot in Portugal.

One price, no surprises

What’s Included

Portuguese bank account opened remotely, before you arrive.
Full online and mobile banking from day one.
Your IBAN and account details delivered straight to you.
Process

How it works

01

Place your order

Complete our secure online form and make payment. Takes less than 5 minutes.

02

Submit your documents

Upload your documents through our encrypted platform. We review everything and take it from there.

03

We open your account.

We handle all communication with the bank on your behalf. You'll receive your account details once approved. Typical turnaround: 7 business days.

Why open your bank account with Portugalize

Why open your bank account with Portugalize

We handle everything. You don't talk to the bank.

No phone calls in Portuguese, no chasing compliance departments, no wondering what's happening. We manage all communication from start to finish.

Fewer steps, faster results.

Most providers need 3 to 4 weeks. We've streamlined the process to get your account open in around 7 business days.

100% remote. From anywhere.

You don't need to be in Portugal. The entire process is handled online. Your account is ready before you arrive.

Part of your bigger move.

Need a NIF first? Planning your visa or tax setup? Your bank account is one piece. We make sure it fits with everything else.

Reviews

What people say about working with us.

5.0
Google reviews

Portugalize handled our entire move from the UK. NIF, bank account, D7 visa, tax setup. One team for everything.

Sarah M.

Henrique made the visa process feel simple. He explained every step, responded within hours, and got our application right the first time.

Laura D.

Manuel's tax advice saved us thousands in our first year. He was direct, clear, and always available.

James K.
See all reviews

FAQ

Frequently asked questions

Most Portuguese visas require a local bank account as part of the application. Beyond that, you'll need it for everyday life: receiving income, paying rent and utilities, setting up direct debits, and making local payments.

We have a premium partnership with Novo Banco, one of Portugal's leading private banks with hundreds of branches, English-speaking support, and a full mobile banking app.

Yes. Most banks reject non-residents who apply directly. We open accounts for non-residents remotely through our banking partnership.

Yes. A Portuguese NIF is required. If you don't have one, we can get it for you as part of the process.

Typically 7 business days. In some cases, the bank may require an additional compliance review, which can add a few extra days.

A Portuguese NIF, valid passport or national ID (EU citizens), proof of address in any country, proof of income, and tax ID from your country of origin.

No. We are only mandated to open the account on your behalf. Once open, it's entirely yours.

If for any reason the bank cannot open your account, we'll inform you immediately and work with you on next steps.

We support clients from most countries. Some internationally sanctioned countries may be excluded. Contact us if you're unsure.

The bank requires documents in one of these languages. If yours are in another language, we'll help you arrange a certified translation by a Portuguese entity, as required.

Yes. Your NIF provider doesn't affect the bank account opening process.

Ready?

Your account. Open before you land.

No branch visit, no Portuguese phone calls. Submit your documents and your account is ready in around 7 days.